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Rasio meningkat, pembiayaan utang capai Rp 443 triliun di semester I 2021

Kementerian Keuangan (Kemenkeu) mencatat posisi rasio utang pemerintah mencapai 41,35% terhadap produk domestik bruto (PDB) sampai dengan akhir Juni 2021. Pencapaian tersebut sejalan dengan penerbitan utang pemerintah yang dibutuhkan untuk penanganan pandemi virus corona.To get more news about Ekonomi Indonesia, you can visit wikifx.com official website.
  Adapun keseluruhan utang pemerintah sampai dengan 30 Juni 2021 mencapai Rp 6.554,56 triliun dengan komposisi surat berharga negara (SBN) sebesar Rp 5.711,79 triliun dan pinjaman dalam serta luar negeri sebesar Rp 842,76 triliun.
  “Pemerintah telah melakukan beberapa strategi dalam hal pengelolaan portofolio dan menekan biaya utang untuk menjaga kesinambungan fiskal, antara lain melalui konversi pinjaman dan sinergi dukungan pembiayaan dengan Bank Indonesia,” sebagaimana dikutip dalam laporan Anggaran Pendapatan dan Belanja Negara (APBN) edisi Juli 2021.
  Lebih lanjut, khusus di periode semester I 2021, realisasi pembiayaan utang mencapai Rp 443,04 triliun, atau setara 37,6% dari target akhir 2021. Besaran utang tersebut terdiri dari SBN sebesar Rp 463,98 triliun dan realisasi pinjaman neto sebesar Rp 20,95 triliun.
Dalam laporannya tersebut, Menteri Keuangan (Menkeu) Sri Mulyani Indrawati mengatakan, sebetulnya kebutuhan pembiayaan utang melalui penerbitan SBN menurun sebagai dampak dari penurunan nominal defisit APBN, optimalisasi penggunaan Saldo Anggaran Lebih (SAL), dan penyesuaian utang jatuh tempo.
  “Pembiayaan utang di tahun 2021 digunakan sebagai instrumen untuk mendukung kebijakan countercyclical yang dikelola secara pruden, fleksibel dan terukur, terutama untuk menangani Pandemi Covid-19 dan pemulihan ekonomi nasional,” tulis Sri Mulyani dalam APBN edisi Juli 2021.
  Adapun ke depan pemerintah telah mengatur strategi untuk memitigasi volatilitas pasar keuangan serta mengelola risiko agar utang tetap terjaga dalam batas aman.
  Salah satunya dengan menjaga komposisi utang yang lebih banyak menggunakan suku bunga tetap atau fixed rate untuk menghindari risiko suku bunga. Sehingga, harapannya pembiayaan utang pemerintah bisa dikelola dengan baik untuk mendapatkan biaya yang optimal dan risiko yang terkendali.

Powell Struggles with Reappointment with Loss of Support

Powell is insistent on dovish attitudes instead of planning to announce the delisting despite the meeting of the Federal Reserve (Fed) last week. However, several Fed officials showed different perspectives during the previous week, indicating that the Fed should plan to start the delisting and bring interest-rate hikes forward. Owing to this situation, DXY is led to a rally to some extent. On the heels of the hawkish messages sent by Bullard (the president and CEO of the Federal Reserve Bank of St. Louis), Waller (a member of the Federal Reserve Board of Governors), and Kaplan (the 13th president and CEO of the Federal Reserve Bank of Dallas), Clarida, the present Vice Chair of the Fed, has noted that the Fed is more likely to commence the increase in interest rates in 2023, a year earlier than the widespread expectation of inception in 2024.To get more news about WikiFX, you can visit wikifx.com official website.
  It is not surprising that more and more Fed officials take part in the hawkish camp. Some of them are permanent employees, while others participate in the rotation for their positions. They are different from Powell having the possibility of reappointment or dismissal after the term of office. Hence, he may keep his attitudes dovish before knowing the result, maintaining the seemingly good performance of the financial market in a bid to be reappointed by Biden.
However, the truth will come to light sooner or later. The Fed cannot evade the pressure posed by delisting and interest-rate hikes, so its officials who openly sent hawkish messages aim to inflict stress on Powell. A clash of views between the present Chair and officials has been intensified, which is rarely seen in history. In other words, most of them have been discouraged by Powell‘s incompetence, thus openly speaking out against him, a situation promoting Biden to think twice in terms of reappointment. It is estimated that the Fed will lose credibility under Powell’s leadership.
  As for the USD market in the future, the unemployment rate announced by the U.S. Bureau of Labor Statistics (BLS) tonight should draw attention. If everything goes well, the financial market will believe that Powell can introduce the delisting plan in Jackson Hole at the end of August, the news conducive to the aftermarket. Apart from the U.S., there is a chance for New Zealand to increase its interest rates in the meeting on August 18th, making the NZD trend worth noticing. If the aftermarket of NZD is bullish under the context of interest-rate hikes as expected, the sale of weak AUD, i.e., NZD/AUD crosses, will be a lucrative choice. Traders taking action based on my recent comments may have enjoyed profits.
  In addition, two European currencies, EUR and GBP, have seen the same case. Consequently, selling this currency pair was stressed over the past period. EUR has fallen by 3.12% and 4.6% against USD and GBP respectively since early this year, indicative of a sharper decline between EUR and GBP. It is estimated that the trend may remain, thus constituting another lucrative tactic for investors to consider.

Oakley's new sunglasses make Israel debut

A new model of sunglasses, born from 45 years of innovation and engineered to shatter the boundaries of sport performance, arrived in Israel this week. At a price of NIS 1,200, the brand-new Oakley Kato can be found in optical stores across the country.Get more news about fake oakley,you can vist sugenon.com!
Oakley Kato’s radical aesthetic is made possible by game-changing advancements in optical design. This progression, combined with countless hours focused on research and testing, helped to create this unique piece of eyewear set to revolutionize the face of sport this year, against the backdrop of the world’s biggest sporting stage.
The purpose-built design features an innovative, frameless lens, crafted with an extended wrap and built-in retention to mimic the structural properties of a typical frame. The result is a product intended to fit close to the contours of the face, creating a mask-like feel. When paired with Oakley’s unparalleled optics and clarity of vision, this product removes limitations and provides the wearer with the confidence to be at their best, unlocking their inner superpower.
During development, a select group of elite athletes including Patrick Mahomes, Mark Cavendish, Nigel Sylvester, and Joseph Newgarden, were equipped with a prototype, testing the durability and performance attributes that sets Oakley Kato apart. This feedback led to the final design, which features an adjustable rake system and multiple nosepads to enable a customized, seamless fit like never before. The strong yet lightweight O Matter™ stems provide durability, and Unobtainium® earsocks are molded over the stems to deliver all-day comfort with no-slip grip. This next-level innovation required a complete overhaul of the fabrication process – from molds to optical axis machines and lens adhesive. Conventional approaches were abandoned in order to achieve this never seen before aesthetic. Oakley Kato is available with Prizm™ lenses designed to enhance color and contrast to see more detail.
Anticipation among Oakley’s global community culminated in the ultimate reveal – a first-of-its-kind, collective augmented reality experience. Team Oakley athletes from across the globe, including Juju Smith-Schuster, Mikaela Shiffrin, Mark Cavendish, Rohit Sharma, Seth ‘Scump’ Abner, Valentino Rossi, and Patrick Mahomes, received a mysterious package with time-sensitive instructions.
Upon opening the package, athletes discovered an other-worldly object which guided them through an AR-enabled journey, culminating in an epic crescendo when spaceship-like doors unlocked to reveal the revolutionary eyewear. This immersive, hybrid experience merged physical, digital, and social technology in a beyond human event, to capture imagination and inspire athletes to push boundaries with ultimate confidence.
To give consumers a first-hand look at the product and show-stopping virtual reveal,  Juju Smith-Schuster took over Oakley’s Instagram channel, to chronicle the unboxing experience from his point-of-view. Juju was also live on his personal account giving viewers an insight into his reaction to the AR experience and product.
“We wake up every morning obsessed with the goal of igniting human possibility," says Caio Amato, Oakley Global Brand Director. “Our pursuit for the new and unimagined has taken on many forms throughout the brand’s history, and the latest is Oakley Kato – a redefinition of aesthetics to usher in a new age of optics for the sports industry. Today represents more than just the release of a new product, it is a moment to remind ourselves that anything is possible, that superheroes are not just found in comic books, but in real life, and we can all aspire to be better than we ever imagined.

The Coveted Nike LeBron 8 ‘South Beach’ Is Returning in July

Last year, reports began to circulate on social media that the Nike LeBron 8 “South Beach,” which debuted in 2010, is making its way back to sneaker shelves this year. Now, the Swoosh has confirmed that the coveted shoe is returning and fans won’t have to wait long before getting their hands on a pair.Get more news about best basketball shoes of 2021,you can vist nbaboss.us!

The sportswear giant confirmed via the SNKRS app that the Nike LeBron 8 “South Beach” is launching next month. This boldly colored iteration of LeBron James’ eighth signature basketball shoe launched prior to the start of the 2010-11 NBA season as a nod to King James’ first year with the Miami Heat. The upper is dominated by an aquamarine hue and accented with neon pink and black accents on the eyelets and shoelaces. Completing the design is a full-length Max Air 360-cushioned midsole and a translucent outsole.

The Nike LeBron 8 “South Beach” will be released on July 10 via SNKRS at 10 a.m. ET and at select Nike Basketball stockists. The shoe will come with a $200 price tag.For fans who aren’t interested in waiting for the forthcoming release, you can pick up of 2010 release today on the resale market.

Bruno Mars launches first fashion line with Lacoste

French heritage fashion brand Lacoste is teaming up with Bruno Mars to launch the singer’s first fashion collaboration launching on March 5.Get more news about lacoste polo shirts outlet,you can vist kictg.com!

For the fashion collection, Bruno Mars has created the line with Lacoste using what he calls his designer alter ego, dubbed “Ricky Regal”. The singer explained that when on stage his name is Bruno Mars, “when I’m making lavish luxurious garments, I go by Ricky Regal”.

The collection is inspired by a “lust for life and an entrepreneurial Midas touch,” added Lacoste in the press release, and bridges Mar’s enigmatic personality and distinct style with the French fashion brand’s blend of sport and luxury.

The collaboration began in Los Angeles, following a meeting between Mars and Louise Trotter, Lacoste’s creative director, and the French brand explains that they gave the singer “free rein to his imagination” and in return the American artist “pushed all the limits to give life to Ricky Regal, whose style embodies his passion for flamboyant rhythm and his love for the Crocodile”.

Commenting on the collaboration, Mars said in a statement: “I’ve been very fortunate to have been asked to do collaborations in the past, but it always came with guidelines. Lacoste was the first and only brand that said ‘Bruno you can do whatever you want.’ The respect of such creative freedom coming from a heritage fashion house was an honour.”The Lacoste x Ricky Regal collection is described by the brand as “everyday sports luxury” and features a range of ready-to-wear clothing, footwear and accessories for men and women.

The sportswear is both casual and dressy and centres around fluid shirts and pop tracksuits, alongside shorts, polo shirts, T-shirts, pants, slides and socks, as well as a pair of aviator sunglasses.

The designs offer a colourful and seductive palette of bold colours including mustard yellow, petrol green, eggplant purple, coral red and tie-dye, combined with 1970s nostalgia, with velvet, silk and cotton fabrics.Trotter added: “Collaborating with Bruno and entering into his unique world has been a great adventure, he has a very clear vision and is obsessive with every detail. From concept to fittings, there wasn’t a single aspect that he was not fully involved.

“With Ricky Regal x Lacoste, Bruno has created a luxury sportswear brand that bridges the Lacoste sportswear heritage and his own seductive style.”The first Lacoste x Ricky Regal collection will launch on March 5 through a global network of 18 exclusive retailers and will be available from March 8 at selected Lacoste boutiques and lacoste.com. Prices range from 20 to 180 pounds.

New Chelsea kit leaks online as fans slam 2020/21 home shirt for sponsor

Chelsea supporters are divided over a potential home shirt design that has been leaked online ahead of the 2020/21 season. The proposed kit is a traditional royal blue and features a large logo from new official shirt partner Three.Get more news about Everton soccer jersey,you can vist futbolucl.com !

The telecommunications company were announced as Chelsea's lead sponsor for the upcoming season earlier this year, while Nike will once again manufacturer the club's shirts.

A third kit and training top have already been leaked, while fans have now been offered a glimpse at what the Blues stars could be wearing for home matches next term. the strip is predominantly Chelsea Blue and boasts a black 'Pride of London' trim which also features on the shorts.

The front of the kit has a chevron design while Three are represented by their large white logo in the centre of the shirt.A 'CFC' emblem is present on the sleeve cuffs while Chelsea look set to play in white socks sporting the club crest.

The home, away and third kits will all be manufactured by Nike after a deal worth £900million was signed in 2016, with this agreement set to run for 15 years from the start of the 2017/18 campaign.

Blues fans are well accustomed to the global sportswear giant producing their strips, but the change of shirt sponsor may take some getting used to.

Three are replacing Yokohama Tires and the new sponsor logo has been branded an "eyesore" by one fan.

THE PLUS SIZE GUIDE TO PRINTS

If you're hesitant to wear prints, I get it. I used to be the same. I cringe whenever I think back to some of the prints that were in plus size clothing stores back in the 80s and 90s. Add to that all the nonsense advice about dressing to blend into the shadows in the hopes of looking thinner, and it's no wonder so many women stick with solid colors.Get more news about cheap Plus Size Dresses for women,you can vist 5xsize.com!

But prints are just so much fun to wear. If you want to confidently wear prints, you only need to figure out which ones are for you. Depending on your complexion, you look healthy and well rested in some colors and washed out in others. (If your veins are blue, Cool colors like blue and green are for you. If they're greenish, Warm colors like yellow, red, and orange are your friends.) But some prints include both warm and cool colors. So how do you know which ones are for you?

Most prints will be dominated by one color, or one type of color. If you look at a print as a whole and get the impression of warm colors, then consider it a warm print. For example this floral print (right) has both pink and blue, but the pink dominates. But someone with a cool complexion could wear it beauce of the neutral black background and flashes of blue. I'd recommend adding some accessories in cool colors (not neutrals) to pull the whole outfit over to that side of things.I have vague memories of reading some advice about this in a magazine decades back. Something about prints will small elements looking better on thin frames while plus size women should stick with larger prints. Or maybe it was the other way around.

The thing is that plus size women look fine in any print. Tiny flowers or big flowers - wear whatever appeals to you. It possible that thinner women with delicates frames really are overwhelmed by big, bold prints. That's their problem.When you wear print separates, you need to select other separates that go with that print. Even if you're wearing a print dress, you still need to pick the right shoes.

Neutral colors work well with prints, of course. You can also pick one color from the print, but it does need to be the same shade. Otherwise your outfit will look just a little off.This is where things get scary. What if I pick two prints that look awful together?!?!? Oh wait, it's just clothes. The worst that could happen is some catty jerks say mean things behind my back. Which probably already happens, so I'm not going to let that stop me.

Vary proportions when mixing prints - a small print worn with a big print looks better than two of the same. And maybe vary the types of prints - striped pants with an abstract print top, for example. The only way to know for sure if two prints don't clash with each other is to look at them side by side and trust your instincts.

Nimbus Data Launches ExaDrive DC100 To Drive Data-Based Innovation

Nimbus Data recently announced the launch of the largest capacity (100 terabytes) solid state drive (SSD) ever made -- the ExaDrive DC100, It offers over 3 times the capacity of its rival and uses 85% less power per terabyte (TB). The company said these features bring down the total cost of ownership per terabyte by 42%, as compared to rival enterprise SSDs. Besides that, the ExaDrive DC100 helps speed up flash memory adoption in edge computing as well as cloud infrastructure.To get more news about davincidynamic, you can visit davincimotor.com official website.

Thanks to its patent-pending multiprocessor architecture, the DC100 is able to offer support for exceptionally enhanced capacity as compared to monolithic flash controllers. It uses 3D NAND to provide enough capacity to store 20,000 HD movies, 20 million songs, or 2,000 iPhones worth of data in a device that can fit in an individual's back pocket. Furthermore, data centers can achieve more than 100 petabytes of raw capacity with a single rack of DC100 SSDs and reduce their rack space, power, and cooling costs by 85% per terabyte, thus allowing more workloads to move to flash at the lowest total cost of ownership.

Thomas Isakovich, founder and CEO, Nimbus Data, said, "As flash memory prices decline, capacity, energy efficiency, and density will become the critical drivers of cost reduction and competitive advantage. The ExaDrive DC100 meets these challenges for both data center and edge applications, offering unmatched capacity in an ultra-low power design."

Just like hard drives, the DC100 features a 3.5-inch form factor and SATA interface and is plug-and-play compatible with a vast variety of server and storage platforms. Its portability and low-power also render it highly suited for IoT and edge applications. The ExaDrive DC100 attains up to 100,000 IOps (read or write) and up to 500 MB/s throughput. The SSD's equally-balanced read/write performance is well-suited for a broad suite of workloads, from rich content and cloud infrastructure to machine learning and big data.

Colored Contact Lenses - Which are Best for You?

Colored contact lenses are oh-so-easy to use, but there are a few things you’ll need to keep in mind if you’re going to be sure to find the best contacts for you, and you’ll need to know our top tips on how to take good care of them!To get more news about Green Contacts, you can visit beauon.com official website.

Following an eye exam by your optician (you can take a M TEST in any branch of MAGRABi for free!) you can be prescribed colored lenses to correct near-sightedness (myopia), farsightedness (hyperopia), and irregularly shaped corneas (astigmatism). Corrected vision and the opportunity to enhance or completely change your eye color in one!To get more news about Purple Contacts, you can visit beauon.com official website.

You’ve got 20/20 vision? These are the lenses for you! With zero power of vision correction, when used for purely cosmetic purposes they offer the same full palate of options for changing or enhancing the color of your eyes!To get more news about Red Contacts, you can visit beauon.com official website.

Beyond this, it’s good to know how they work, and how they are created in a way that mimics your eyes’ natural look!

The colored part of your eye – the iris – is comprised of many colors… and many shapes. Look closely, and you’ll notice that today’s colored contacts include countless colors dots and a swirl of colourful lines – the combination of these helps give the lenses a natural look when placed on the eye. The center of the lens – the area that cover your iris (essentially, the viewing part of your eye!) is left clear – so the tinted lens doesn’t color your view of the entire world!

Speaking of tints, there are three kinds of tints for colored lenses. One for purely practical purposes, a second to add a slight enhancement to your natural color, and a third to add a dramatic change to your eye color!Visibility tint: the softest of the color additions to an otherwise clear lens. It won’t change the color of your eyes… but it will make your lenses more visible and easier to handle during insertion, removal and cleaning!

Enhancement tint: darker than a visibility tint, an enhancement tint does exactly what it says by enhancing the natural color of your eyes. These work to great effect on those of us with paler eyes – pale-blue or light-green in particular – as they’ll add a depth and vibrancy to make nature envious!

Opaque tint: perhaps what most people think of when colored lenses come up in conversation. Lenses with an opaque tint can change the color of your eyes COMPLETELY! Dark eyes? These are the lenses to choose when you want to add or change your color! You can choose from a wide variety of colors including blue, green, hazel, brown, grey, violet and more!

World of Warcraft development effectively halted due to Activision-Blizzard lawsuit

Last week, a bombshell lawsuit dropped on Activision-Blizzard, alleging gross misconduct directed at women employees, after a multi-year investigation. The lawsuit describes a "frat boy" culture by which female employees are subjected to harassment, unequal pay, and unequal opportunities, while perpetrators get shielded by upper management. Activision Blizzard denied the claims in a lawsuit, while talking about how Blizzard is apparently actually great. Multi-millionaire CEO Bobby Kotick has thus far been too much of a coward to put out a statement of its own, hiding behind subordinates instead.To get more news about safe wow gold, you can visit lootwowgold official website.

Recently, a senior developer on World of Warcraft posted a series of tweets reacting to the lawsuit (via TheGamer), joining many other Blizzard employees in expressing their disgust with the reports. Additionally, he noted that development on World of Warcraft has effectively ceased due to the upheaval. "Activision's response to this is currently taking a group of world-class developers and making them so mad and traumatized they're rendered unable to keep making a great game," Jeff Hamilton noted. "I find Activision's corporate response wholly unacceptable. I don't stand by it, any of it. It is evil to usurp a victim's story into a rhetorical bludgeon, and it is abhorrent to reply to these accusations with anything other than a well-thought-out plan to correct these abuses."

In discussions off and on the record with both current and former Blizzard staff, all of them echoed Hamilton's sentiment to me that Activision's response was lacking. Compliance Officer Fran Townsend's statement heartlessly dismissed victims report as "out of context" or "old," while talking about how great her experience has been, from the gold-plated ivory towers of Activision's board room.

Activision Blizzard continues to boast massive profits on the back of its pay-to-win mobile division King and its tried-and-tested Call of Duty franchise. Blizzard has seen its monthly active players decrease by almost a third in recent years, however. Activision's tendrils continue to infect the studio, cutting corners and imposing strict deadlines, trying to make Blizzard into something it isn't. A mass exodus of players from World of Warcraft to FFXIV has also been in the news cycle recently, after players reject the slide in quality in the game at large.

Activision CEO Bobby Kotick is paid to the tune of $150 million in bonuses, and has thus far been too much of a coward to address the turmoil taking place within his own company. If nothing else, the robotic responses from Activision corporate, coupled with unnecessary mass layoffs, speak to a culture where staff are considered expendable cogs in an unfeeling money-making machine. Everybody deserves to feel safe at work, and Kotick and his executive leadership minions are responsible for a mass dereliction of duty right now.

Brands sever ties with Chinese celebrity Kris Wu after date rape allegation

Chinese brands have severed ties with the Chinese-Canadian singer-actor Kris Wu after he was accused of date rape by a student.To get more breaking entertainment news, you can visit shine news official website.

Wu shot to fame as a member of the South Korean boyband EXO. After leaving the group in 2014 he pursued a lucrative acting, modelling and singing career in China.

In an interview with the Chinese news portal NetEase on Sunday, Du Meizhu, 19, accused the 30-year-old pop star of date-raping her when she was 17. She also said Wu had sex with at least seven other girls under the age of 18, seducing them with alcohol and promises of fame.Wu, who also holds Canadian citizenship and grew up between Vancouver and Guangzhou, denied the allegations on social media.

“I only met Miss Du once at a friend’s gathering, I didn’t ply her with alcohol … I have never ‘coerced women into sex’ or engaged in ‘date rape’,” he wrote on Monday, adding he does not have sex with underage girls. His studio said it had begun legal action against the accuser.

Domestic skincare brand Kans, music streaming platform Yunting, and household detergent maker Libai announced they would sever all ties with Wu. The singer holds several lucrative advertising deals with foreign luxury brands.

“My life has definitely been ruined,” Du said. “Although I have only ever slept with Wu, the public has long thought that I’m damaged goods,” she wrote in a Weibo post with more than 7.3m likes.

Du, who said she wanted justice for other alleged victims, gave Wu an ultimatum to quit the Chinese entertainment industry within 24 hours and apologise publicly.The allegations triggered an outpouring of solidarity from Chinese women, with the Weibo hashtag “girls help girls” gaining more than 130m views by Monday.

The hashtags “Du Meizhu interview” and “Du Meizhu demands Wu Yifan announce he is quitting the entertainment industry” gained 1.8bn and 440m views respectively on the Twitter-like platform.

During China’s #MeToo movement, sparked by feminist activists in 2018, a handful of public figures fell from grace after sexual harassment allegations, giving women the courage to voice their experiences with sexual assault online for the first time.

But activists say China’s opaque legal system often makes seeking justice difficult.

Freshman turns creative outlet into handmade jewelry business Maiya Makes Jewelry

Sitting on her dorm room’s beige carpet, freshman psychology major Maiya Garcia spends her mornings using her teal pliers and black wire cutters to hand-assemble earrings, necklaces, bracelets and rings for her jewelry business, Maiya Makes Jewelry. To get more news about handmade jewelry designers near me, you can visit jewelryhunt.net official website.

Spread out around her are three plastic storage containers filled with silver lobster claw clasps, gold jump rings, enamel charms and more. As she crafts, her laptop plays a class lecture or a Marvel film, like “Avengers: Endgame.” Because the movie is so long, Garcia said, she can make her bold, statement jewelry for hours without needing to start a new film to play in the background. As someone who has always been a crafty person, Garcia said, her bedroom closet at home in Gas City, Indiana, is full of craft supplies from watercolor palettes to fabric for making scrunchies. One weekend in early March while she was cleaning out her supply closet, she found leftover fish hook earrings and jump rings from when she tried making clay earrings last year.

Manipulating small pieces of clay was difficult, Garcia said, and she didn’t have the gloss varnish to seal the clay after it baked, so she stopped making them. When Garcia found her supplies again in March, she brainstormed ways to put them to use, ultimately deciding upon a handmade jewelry business.

“With earrings and necklaces — that's something people notice a lot when they're looking at you,” Garcia said. “They’re looking at your face, so they can see right where your necklaces and earrings are, and they’re really good to catch people's eye.” Because she had just received her stimulus check, she purchased seed beads, earring cards, bracelet blanks and a metal stamping kit to grow her collection of jewelry supplies. After spending a week learning the basics of assembling jewelry from watching YouTube videos and TikToks, Garcia made her first batch of earrings and necklaces in late March.

The first pair of earrings she made were a silver-plated fork and spoon. After she completed this batch, Garcia began posting on her social media and to DeHority Complex’s GroupMe that she was selling her handmade jewelry. She sold all but one piece from her first drop.

Now, Garcia has made about $500 from selling nearly 50 pieces of jewelry to Ball State students and her friends and family.

“I’ve been making crafts for forever, but this is the first time I've really been making stuff that people have really been interested in,” Garcia said. “That's a really good feeling. Even more now, the feeling is stronger. I want to share my jewelry with other people and show people what I’ve made now that I know people like it.” Abigail Simpson, freshman English education major and Garcia’s roommate, has purchased four pairs of Garcia’s earrings: red mushrooms with white speckles, silver cats with hearts, hanging green succulents in an orange pot and rainbow hot air balloons. Simpson also bought a necklace — a teardrop-shaped pendant made of clear resin with small brown mushrooms inside.

Simpson chose these pieces because they spoke to a specific aesthetic she has always loved but never tried to achieve. Now that they’re becoming more conscious about their outfits and accessories, Simpson said, they wear Garcia’s jewelry nearly every day with a T-shirt and jeans or a button-down and joggers.

“Maiya is really understanding when it comes to making jewelry for others — she's been quick to point out items she has that I would enjoy or have a similar vibe to,” Simpson said. “That personal touch, combined with her willingness to work with others to ensure they get an item that is perfect for them personally, is wonderful. A couple of prime examples include making jewelry out of buttons or pins that a dorm friend of ours had brought by and getting the perfect charm for an online customer with specific requests.